ACY Securities Review Australia 2026

Is ACY Securities safe? ASIC AFSL 403863

Is ACY Securities safe? ACY Securities Pty Ltd holds ASIC AFSL 403863, current since 11 July 2011 on the register we read on 16 July 2026, and it is an AFCA member. Those protections apply to you only while your account sits with that entity, not with ACY Capital LLC.

ASIC regulation and the offshore entity

Checking the ASIC register shows ACY Securities Pty Ltd holds AFSL 403863, and you can verify the licence status in under a minute. The licence register lists Synergy Financial Markets Pty Ltd as the former name on the same entry.

The group also operates ACY Capital LLC in St Vincent and the Grenadines, used for international clients seeking higher leverage. The St Vincent and the Grenadines regime does not regulate forex or CFD trading at all, so that entity operates without any of the investor protections applying under ASIC, and money you place there sits outside any regulatory safety net.

This entity distinction is the single most important thing on this page. Before funding an account, confirm which entity is named on the application, because the protections described below only apply to the AFSL entity and stop at the offshore one. Fund the wrong entity and every protection you read about below is lost.

History and ownership

The licence commenced on 11 July 2011 under the name Synergy Financial Markets Pty Ltd, which the register shows as the licensee’s name until 25 February 2019. The licensee is now ACY Securities Pty Ltd, ABN 80 150 565 781, with its address in Chatswood NSW on the portal footer we read on 3 September 2026.

Before depositing, confirm ACY Securities holds AFSL 403863 using the site's guide to checking a broker on ASIC's register.

Is ACY Securities legal in Australia?

Trading with ACY Securities is legal for Australian residents through ACY Securities Pty Ltd, which ASIC licenses under AFSL 403863.

ACY Securities client money protection and the offshore entity

ACY Securities Pty Ltd holds your deposit under AFSL 403863, and the client money protections below apply only to money held by that entity. Money placed with ACY Capital LLC in St Vincent and the Grenadines sits outside them, and we have not read ACY’s product disclosure statement on which bank holds client money, so we name none.

On the Australian entity, client money is held separately from company funds, so your deposit is not used to run the business. ASIC’s negative balance protection ensures a retail CFD account cannot lose more than the money in it. AFCA can hear claims up to A$1,263,000 and award up to A$631,500. The Compensation Scheme of Last Resort caps payments at A$150,000, but it covers only personal advice, securities dealing and credit, so forex and CFD trading sit outside it. The retail standard is detailed in our guide to negative balance protection at AU brokers.

All those protections stem from the licence entity. A client routed to ACY Capital LLC has no AFCA access, no segregation requirement, no negative balance protection and no compensation scheme, because St Vincent and the Grenadines imposes none of them. Your only recourse on that entity is the company’s goodwill.

The portal footer we read on 3 September 2026 named ACY Securities Pty Ltd under AFSL 403863 and ACY Securities SA Pty Ltd, registered with South Africa’s FSCA (51008), so the brand on screen does not tell you which entity holds the account. The onshore Experienced Trader classification is the route to 500:1 that stays under AFSL 403863 for clients who pass the wholesale tests.

ACY Securities’ AFCA member is ACY Securities Pty Ltd, and AFCA’s Datacube, read on 27 September 2026, records 10 complaints received against it in 2025-26, while it does not list the member for 2024-25 because AFCA lists firms that received four or more complaints in a period.

• AFCA business size: Very small
• Not adjusted for client numbers
• AFCA listing threshold: Financial firms that received four or more complaints during the selected period appear in the AFCA Datacube. "Not listed" means the firm is below it.
• Middle of the field: 23 AFCA firms listed for 01/07/2025 - 30/06/2026 among the brokers this site covers, each firm counted once
• Source: AFCA Datacube, complaints by firm, read 27 September 2026

Public reviews

ACY Securities holds a Trustpilot rating of 4.4 out of 5 from 705 reviews, which Trustpilot labels excellent, captured October 2026. The profile has been claimed by the broker since August 2018.

How popular is ACY Securities in Australia?

Of the 33 brokers we review, ACY Securities holds 17th place for search interest in August 2026, on 1,220 branded searches from Australia. Search interest measures attention, not quality; the score above is the review verdict.

17of 33Search interest rank

1,220

Brand searches, August 2026

+22.0%

vs July 2026

30

Login searches

0.7%

Share of all broker searches

Source: Google search volume, Australia, August 2026. How this is measured

What other review sites say

ACY Securities' iOS app rates 4.50 out of 5 from 8 ratings on the Australian App Store (October 2026), listed as ACY Securities APP.

App Store AU

4.50

8 ratingsOctober 2026

What traders say about ACY Securities

Public ratings of ACY Securities from the rating sites that list it, showing the number of reviews or ratings behind each score and the month it was captured.

Rating site	Rating	Based on	Who rated	Captured
Trustpilot	4.4 out of 5	705 reviews	Worldwide	October 2026
App Store	4.50 out of 5	8 ratings	Australia only	October 2026

Each row above is a public rating of ACY Securities taken from a rating site, dated to the month its figure was captured. An App Store rating counts ratings left on Apple's Australian App Store only, while a Trustpilot figure counts reviews and a TradingView figure counts ratings from anywhere in the world. A site with no row has no rating for ACY Securities, withholds it, cannot be matched to ACY Securities with confidence, or we have not captured it yet.

ACY Securities at a glance: 17 key facts

ACY Securities Pty Ltd holds ASIC AFSL 403863, current since 11 July 2011, and runs three platforms with a US$200 minimum deposit.

In the table below, 17 key facts cover the entity, the offshore arm and the fee schedule, so the full regulatory and cost picture is visible before opening an account.

That table deliberately shows two currencies. The minimum deposit is in US dollars, while commission is billed in the account currency, so an AUD account pays A$1.50 a side and avoids a currency conversion on every trade. For your AUD funding, that means the US$200 minimum converts only once and the per-trade commission has no extra conversion cost.

ACY Securities Pro Zero pricing, measured

In our September 2026 capture, our measurement of ACY Securities Pro Zero pricing showed 0.16 pips on EUR/USD and 0.55 pips across the eight-pair basket, with A$3.00 round-turn commission per standard lot on forex and metals.

That per-side commission ranks as the cheapest of any broker in the lowest commission forex brokers comparison. Yet the 0.55 pip basket average in our September 2026 capture lands Pro Zero ninth tightest of the 11 raw accounts in the lowest spread brokers in Australia test, so the win is pair-specific and your all-in cost depends on the pairs traded.

In July 2026, ACY Securities confirmed to us that Australian clients are billed in their account currency, so an AUD-funded account pays A$1.50 a side, not the US dollar rate on the global site. Indices and crypto CFDs trade commission-free on Pro Zero, which lowers the cost on those asset classes to the spread alone. For your account, that removes both conversion and commission on those trades.

The Standard account is not available here

The Standard account prices spread-only from 1.0 pip on EUR/USD, but ACY Securities offers it only through offshore entities, not under AFSL 403863. There’s no spread-only option on the Australian licence, so the only practical path is Pro Zero raw spread plus commission, and your account type is effectively decided.

What ACY Securities costs per trade

MEASURED

Standard lots per month

15102550

Monthly spread cost converts pips to dollars using the EUR/USD pip value as the proxy for the 8-pair average, footnoted on-page. AUD pip value A$14.38 per standard lot at AUD/USD 0.6955 (9 Oct 2026).

Rawraw + commission · 8-pair average · September 2026

A$109.09

At 10 standard lots per month on Raw accounts, ACY Securities costs approximately A$109.09 in spread and commission costs. Rates as of Fri 9 Oct 2026, 5pm New York close.

What it costs to trade with ACY Securities

ACY Securities charges A$3.00 round turn per standard lot on Pro Zero, for an all-in EUR/USD cost of 0.37 pips per standard lot in our September 2026 capture.

The 0.16 pip EUR/USD spread on Pro Zero comes from our September 2026 capture, and at the A$14.04 tick value per standard lot that capture read from its own terminals, the commission works out at 0.21 pips.

Across the eight pairs, the 0.55 pip average sits ninth on spread alone in our September 2026 capture, well behind Fusion Markets at 0.09. Since the raw spread plus commission pricing makes the headline spread only half the cost, the commission here is the cheapest half in this coverage, and once the A$3.00 round turn is added your all-in cost of 0.80 pips ranks fourth in the lowest spread comparison’s all-in table.

Other fees AU traders should check

• Overnight swap rates apply on positions held past 5 PM New York time, direction-dependent and worth checking against a typical holding period.
• Currency conversion applies to positions denominated outside the account base currency.
• No inactivity fee applies at any balance or duration.

How ACY Securities compares to Pepperstone and Fusion Markets

ACY Securities compares to Pepperstone and Fusion Markets with a round-turn commission of A$3.00 against A$7.00 and A$4.50.

In our September 2026 capture, ACY Securities measured 0.55 pips across the eight-pair basket against 0.09 for Fusion Markets, while Pepperstone’s 0.46 pips comes from our May to June 2026 capture, a different statistic. The comparison is a commission win against a spread and scale loss, so the choice turns on whether trading volume makes the per-trade saving outweigh the wider spread.

The commission advantage is real, and it is the cheapest rate in this coverage. That advantage is undercut by the basket, 0.55 pips and ninth of the 11 raw accounts in the September 2026 capture, so the all-in position depends on the pair.

Fusion Markets sets its minimum deposit at A$0 where ACY publishes US$200 for Pro Zero, both broker-published minimums. For you, the choice turns on whether the per-trade commission saving outweighs the wider basket and the higher entry deposit.

ACY Securities account types and minimum deposit

For Australian clients, ACY Securities offers only one account type: Pro Zero, with a US$200 minimum deposit. The two cheaper accounts sit with the offshore entities.

The Basic and Standard accounts are tied to the SVG entity, ACY Capital LLC, and the FSCA entity, ACY Securities SA Pty Ltd. The practical safeguard is to check which entity is named on an application before you fund it, because the account name on screen may not match the desired licence.

I find that safeguard easier here than at most brokers, because ACY does not offer you the choice. On the Australian application Noam completed on 3 September 2026, the Account Types control held a single button reading PROZERO, with no second option to select and nothing to misread.

Swap-free and wholesale

There are two paths to higher leverage. Onshore, the Experienced Trader classification lifts caps to 500:1 for wholesale clients under the ASIC entity, requiring the Corporations Act tests of net assets of at least A$2.5 million or gross income of at least A$250,000 in each of the last two financial years, certified by a qualified accountant. The offshore alternative is unregulated and not recommended, because your funds leave the Australian protections entirely.

Minimum deposit

Minimum deposit for Australians is US$200, in US dollars, not Australian dollars, and it’s the Pro Zero figure. The US$50 Basic and US$100 Standard entries visible on the global site are offshore-entity accounts and are not an option under the Australian licence, so your entry cost under AFSL 403863 is the US$200 figure and nothing lower.

Funding by card, the floor is higher again. Our first attempt at A$200 was refused with a stated per-transaction minimum of A$278, which is the same US$200 converted and then enforced in Australian dollars. I would read that as your real entry cost if a card is how you intend to fund, and see the funding section below for what the currency selector does with it.

ACY Securities funding methods and withdrawals

ACY Securities listed five deposit methods in the AU portal after approval in September 2026: bank transfer, PayID Instant Payment, Visa/Mastercard, Skrill and Neteller, and card is the one we used, credited at once.

Deposit methods (AU clients)

No BPAY, no POLi and no crypto appeared in the portal list Noam recorded after approval. A BPAY user has to switch to PayID or bank transfer here, and I count that as a small change. ACY states that third-party payments are not accepted and that a deposit card must be in the account holder’s name.

The card minimum is A$278, not A$200

Card deposits at ACY Securities have a floor of A$278 per transaction, which is not the figure anything on the way in prepares you for, and I would rather have met it on the deposit page than in a red error. Noam typed 200 into the Visa and Mastercard form on the newly approved account and the portal refused it, in red, with the line “For each transaction, the minimum amount is 278 AUD”.

Switching currency does not move it, which is the part I would query before funding. The form offers USD, AUD, EUR, GBP, SGD and HKD as the payment currency, and selecting USD left the field labelled Amount (AUD) and the minimum at 278 AUD. Either the floor is enforced in Australian dollars whatever you pick, or the form is mislabelling the currency it is about to take, and the screen does not tell you which.

Past that, funding was the easy half. The A$278 card payment ran through Worldpay, whose order summary also read AUD 278, and the Pro Zero MT5 balance read 278 the moment the payment completed. No pending state, no overnight wait, which is more than I can say for the Fortrade deposit we tracked in August.

Withdrawals

Our test account has not yet made a withdrawal from ACY Securities, so this review states no withdrawal time or fee. ACY states that third-party payments are not accepted on withdrawals.

Account opening: two applications, not one

Opening an account here means two separate applications, and the first one does not get you a trading account. Noam created the client portal on 14 August 2026 and came back for the live account application on 3 September, which was his own pacing and not a queue ACY imposed, but it is the distinction I would hold on to: a portal login is not account access. Getting that login takes a name, a country of residence, a mobile number, an email and a password. Expect a four-digit email code with a five-minute expiry, and check your spam folder first, because ours went straight there and the clock does not stop while you look.

Some of the portal opens before any live account exists, and more of it than I expected. ACY’s Training area listed its scheduled webinars with working enrolment links behind an unfunded login. Everything else returned a message that a live account was required.

The live account application opens with an identity check that ACY labels a Fast-Track Process, run by the verification provider Veriff: a government-issued document plus a selfie liveness check, continued by QR code, by an SMS link or on the device you are already using. Our SMS link took several minutes to arrive, which ACY does warn about. Fast-Track, to my mind, names the first step rather than the process.

Behind Veriff sits a five-stage form: Trading & Employment, Appropriateness, Personal Information, Terms & Conditions and Upload Documents. Stage one asks how much you intend to fund, which platform you want, your funding currency and your employment, income and savings. Australian dollars were available as the funding currency, MetaTrader 4, MetaTrader 5 and the ACY Trading Platform were all offered, and the Account Types control held one option, which I read as the licence doing its job.

Stage two is where ACY separates itself from the field. Its Appropriateness questionnaire asks whether you have placed more than 20 CFD trades in the past three months, whether you hold qualifications or training covering derivatives and leverage, why you want to trade CFDs, whether you are in or heading towards financial hardship, whether you are going through bankruptcy, and whether the money you plan to deposit is needed for living or other expenses. Questions four to six are the ones to pause on, because they ask on the record whether the money is rent money. I would rather answer six awkward questions than never be asked them, and if any of those three answers gives you pause, the questionnaire has done its job.

Documents come last, and ACY wants them uploaded in the portal even though Veriff has already looked at them. Three slots are mandatory: an ID front, an ID back and a proof of address, with a fourth optional slot beside them. A driver’s licence, passport or photo ID covers the first two, and a bank statement or utility bill issued in the previous 90 days covers the third. Budget for three files, not two, and have the address document within its 90-day window before you start.

Approval took 19 hours and 57 minutes on our application, submitted at 14:10 on Thursday 3 September 2026 and verified at 10:07 the next morning. ACY’s submission screen promises processing within 24 business hours, so that result beat the promise comfortably, and it beat 24 clock hours as well. I read one application as one data point rather than a service level, and while it was pending the Account List showed the account as Personal, Pending, regulated by ASIC, with the login greyed out.

ACY Securities trading platforms

ACY Securities offered three platforms on the Australian application Noam submitted on 3 September 2026: MetaTrader 4, MetaTrader 5 and the ACY Trading Platform. The account he funded sits on MT5 (masked ****9837), so MT5 is the platform this review has a funded account on.

MetaTrader 4 and MetaTrader 5

If running an existing MT4 strategy, the MT4 build connects to Pro Zero pricing and supports the full menu of forex pairs, indices, commodities and gold, so your current setup ports straight across without rework. MT5 carries broader native asset-class coverage across indices, stocks and futures, on the same Pro Zero pricing, with a cleaner depth-of-market view that provides a sharper read on liquidity.

ACY Trading Platform (proprietary)

ACY’s live application, which Noam Korbl submitted on 3 September 2026, opened a second Pro Zero account on the ACY Trading Platform (masked ****1293) alongside the funded MT5 account, and it sat at a nil balance. Nobody on our team has traded on it, and we hold no record of its charting, order ticket or tools. I’d take the MT5 route, which has a funded record behind it, until we test the in-house platform.

Copy trading

Australian retail clients cannot access the copy trading account, and there’s no social feed like eToro’s, so you have no way to follow or mirror another trader’s positions through this broker. Both MetaTrader platforms ship without a broker-run signal or copy layer on the Australian entity, which counts against this broker for anyone picking on that basis.

ACY Securities app

ACY Securities publishes its own app, listed on the Australian App Store as “ACY Securities APP”, sold by ACY SECURITIES PTY LTD. MetaTrader 4 and MetaTrader 5 run on a phone through the MetaTrader apps with the client’s broker account details.

The Australian application offers MetaTrader 4, MetaTrader 5 and the ACY Trading Platform, which sets the choice of phone app. MetaTrader 4 and MetaTrader 5 each have their own apps, published by their developers rather than by the broker, so those platforms need no broker app on a phone. Broker-by-broker comparisons sit in the best trading apps in Australia guide.

• App Store: Australian storefront, exact figures from Apple's iTunes Search API
• Third-party MetaTrader, cTrader and TradingView apps not listed

ACY Securities leverage and margin under ASIC rules

Leverage and margin for retail clients at ACY Securities are capped at 30:1 on major forex pairs on Pro Zero, the only account offered under AFSL 403863.

• Given up with professional status: negative balance protection, the retail leverage limits, the 50% margin close-out
• Source: ASIC product intervention order (retail); ACY Securities and its Australian support, read 30 September 2026 (professional)

The ASIC caps set retail CFD leverage: 30:1 on major forex pairs, 20:1 on minor pairs, gold and major indices, 10:1 on commodities other than gold, 5:1 on share CFDs and 2:1 on crypto assets. The caps come from a product intervention order extended to 23 May 2027, so they apply at every ASIC broker rather than at ACY Securities alone, meaning your leverage is the same here as at any other Australian-regulated broker.

Unregulated, the SVG entity advertises higher leverage to international clients, but that route is not one you should use as an Australian retail trader. The onshore Experienced Trader account reaches 500:1 for clients passing the Corporations Act wholesale tests, providing a regulated path to higher leverage for those who qualify.

The retail margin close-out is at 50%. ASIC requires every CFD issuer to close a retail client’s positions once account equity falls below half the total initial margin on all open positions, positions cannot be netted against each other to reduce that figure, and a gapping market can close a position below the 50% level. Your account, in my view, can be closed out faster than expected if the market moves sharply. The leverage mechanics are set out in how CFD leverage works.

ACY Securities markets and instrument counts

Markets and instrument counts at ACY Securities span seven asset classes, led by 60 plus forex pairs, and the broker publishes a headline count for forex only.

Instrument counts we don’t have are stated explicitly, not estimated. The commodity range runs wider than most Australian brokers of this size, covering gold, silver, oil, gas and softs, and the bond range reaching Australian and global government issues is unusual at this tier, giving you exposure to markets that most similarly sized brokers do not carry.

Share CFDs

For share CFDs, the range includes ASX, NYSE, NASDAQ and the major EU exchanges, but the range is narrower than CMC Markets, IG Markets or Interactive Brokers. Every equity position in the range is a CFD, with no direct ASX share investing at all. I would want direct share investing, but it’s not offered; your alternative is a derivative on the share price rather than owning the underlying. The share CFD class is compared in the guide to share CFD ranges.

ACY Securities customer service, research and education

ACY Securities has not faced a timed support test from us, and we hold no record of response times, hours or languages. The one recorded contact came from David Levy, our Head of Content, who used ACY’s live chat on 18 July 2026 to confirm that Australian clients pay A$1.50 per side in their account currency. No reply time was logged for that chat. I would treat ACY’s support as unrated until we time a contact, so if fast help matters to you, test the live chat yourself before you fund an account.

ACY Securities research, tools and education

ACY Securities publishes webinars. We have not assessed the research or education live, so this section states only what the broker publishes.

Should you open an ACY Securities account?

ACY Securities suits MetaTrader traders who want the cheapest per-side commission ranked here, A$1.50 per side, on a 0.16 pip EUR/USD spread in our September 2026 capture. What I keep coming back to is that the commission saving holds even where the spread sits wider than the best raw accounts. Traders who want a spread-only account should look elsewhere, because the Australian application offers Pro Zero alone.

Two groups gain clear value from an ACY Securities account. Traders whose costs are mostly commission benefit, since the per-side rate is the lowest here even though the spread means the cost per trade is not. Applicants who want the suitability questions asked on the record benefit too, because the six-question Appropriateness stage asks about hardship and living-expense money, and Noam’s application cleared in 19 hours 57 minutes, though one application is one data point.

Two groups should look past an ACY Securities account. The basket average runs 0.55 pips across eight pairs in our September 2026 capture, where Fusion Markets Zero, ranked first of the 11 raw accounts we measured in the same capture, ran 0.09, so the cost on a diversified portfolio of forex pairs runs higher than the best alternatives. The proprietary platform sits below the depth of Next Generation or cTrader, which matters if trading relies on advanced charting or order-book analysis.

In the 2026 scoring, ACY Securities ranks fourteenth among the top forex brokers in Australia. The offshore SVG entity should never be the route, and an account should always sit under AFSL 403863.